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Home and Commercial Insurance inspections

Very often, an insurance company or broker will ask to have the home inspected by a third party qualified home inspector, such as Nook 'n' Cranny Home inspections, to evaluate and report on the installed components of a home.

Typically, your insurer will want to know what materials have been used, how old they might be, are they in safe and good working condition and is there a need for upgrading- such as knob & Tube wiring, aluminum wiring, galvanized plumbing pipe, vermiculite or Asbestos insulation and so on. Your insurance inspection includes a written report of all materials inspected along with photos for verification. The following items are evaluated:

• Heating systems.
• Roofing components- Covering, framing, sheathing and attic insulation.
• Plumbing systems- supply and distribution piping material, drainage pipe material, water heaters.
• Electrical systems- Main service material, distribution panel and wiring, presence of GFCI/AFCI breakers or outlets.
• We will also report on any other safety related items as requested by the insurance company or noted during the inspection.

This is a condensed inspection and is not intended to replace a full home inspection. A full home inspection will cover these items, plus the entire house and I recommend that you consider doing this to get a better idea of the condition of the house you are looking at.

Our residential insurance inspection fee is: $149.00 - Any size house.

Our Commercial insurance inspection fee is dependent on factors such as; building size, location, electric service size, HVAC sizing etc. We would be pleased to provide this service to you, however we ask that you contact us directly for a quote.

Please add $40.00 for each additional electric panel, furnace/boiler, attic, basement or crawlspace.

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